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Umbrellas Shrink as Social Inflation Grows

As property insurance rates are somewhat stabilizing in 2022, Umbrella Liability rates continue rising for common interest communities. Five years ago, many community associations were able to purchase Umbrella Liability limits as high as $50 million for a very economical price. In the last two years, insurance companies that offer Umbrella coverage for community associations

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Education Legal

Scenes from the CAI Law Seminar

After pivoting to a 100% virtual seminar in 2021 due to the Covid-19 health pandemic, the College of Community Association Lawyers (CCAL) was able to bring the Community Associations Institute (CAI) annual Law Seminar back to an in-person event in beautiful Palm Springs, California in February of this year. Approximately 550 industry attorneys, insurance professionals,

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PCAM Case Study – What Should I Expect?

Taking the M-100 seems like a distant memory. The M200 series was finally completed. The next step in the process was taking the PCAM (Professional Community Association Manager) case study. The PCAM designation is the highest professional recognition available nationwide to managers who specialize in community association management.  Even though I had fulfilled the requirements

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Legal Liability

Fair Housing Accommodation Requests: Invisible and Competing Disabilities

Being a member on your community association’s board of directors comes with many duties and obligations, many of which are anticipated and understood as being “part of the job.”  Less known and understood is the responsibility for responding to resident requests for reasonable accommodation under federal and state fair housing laws. Responding to these requests

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Landscaping Maintenance

Low Impact to the Environment…Will It Have Big Impacts on You?

As I sit down to write this article, I must admit this is one of the hardest I’ve ever done. I just want to scream “Stop, this is out of control!! You’re only hurting yourself!!” But I also recognize that isn’t very equidistant of me. So, I will promise beyond this paragraph I will be

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