A Capitol Connection: CAI's Legislative Action Committees Deliver Results |
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By Sarah A. Patterson, Executive Director
With so many professional certifications, designations, and accreditations, our industry communications are peppered with terminology that often resembles a bowl of alphabet soup. Even Community Associations Institute and our very own Chapter are often referred to by acronyms. Well, I have one more to add to your vocabulary-LAC. Not to be confused with the Chapter's Legislative Committees, which monitor and respond to local legislation of interest, the LACs, or Legislative Action Committees, are appendages of CAI's Government and Public Affairs Department and act in conjunction with the national office and state chapters to lobby on behalf of CAI members and organize grassroots activities related to state-wide community association issues. |
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A Quiet Session, as Bigger Changes Brew, DC LAC Proposes Changes to Condominium Act |
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By David H. Cox, Esq. and Todd A. Sinkins, Esq.
This year, the Council of the District of Columbia (DC Council) took little action that directly affects common interest communities in the District. However, this article covers several laws that have a significant impact on the operations of common interest communities and discusses CAI's District of Columbia Legislative Action Committee (DC LAC) proposal to amend the District of Columbia Condominium Act, which the DC LAC hopes to introduce in the DC Council in the coming months. |
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Right to Dry & Warranty Reform Highlight Active 2010 Session |
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By Phyllis Marsh and Craig Wilson, CMCA, AMS
The 2010 session of the Maryland General Assembly produced substantial legislation with respect to condominium and homeowner associations. CAI's Maryland Legislative Action Committee (MD LAC) monitored and addressed no less than 42 House and Senate bills that directly impact community associations. |
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Warranty Reform Legislation Comes to Maryland |
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By Nicholas D. Cowie, Esq.
The warranty reform legislation that unanimously passed the Maryland General Assembly and was signed into law by Maryland Governor Martin O'Malley will become effective on October 1, 2010.. The legislation, known as Senate Bill (SB) 597, is intended to close "loopholes" that unfairly deny homeowner and condominium associations the protections afforded by statutory implied warranties for construction defects in new residential communities.
Succinctly put, SB 597 achieves the following: |
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A Report on Common Interest Community Legislation |
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By Lucia Anna "Pia" Trigiani, Attorney at Law
The 2010 Session of the Virginia General Assembly convened on January 13, 2010 and adjourned on March 14, 2010. This was a "long session" of the General Assembly, lasting 61 days - one day more than the routine 60-day long session. The session was extended one additional day to allow for adoption of the budget. The reconvened session (more commonly referred to as the veto session) was held on April 21, 2010. |
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New FHA Condominium Guidelines, What it Means for Your Community |
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By Judyann Lee, Attorney at Law and Philip J. Sutcliffe
What is FHA Financing? The Federal Housing Administration, commonly known as FHA, provides mortgage insurance on loans made by FHA-approved private lenders throughout the United States. FHA mortgage insurance provides such lenders with protection against losses resulting from homeowners defaulting on their mortgage loans. FHA mortgage rates are typically better than conventional loan rates, credit standards are less stringent, and the down payment required is as little as 3.5 percent. As a result, FHA insured mortgages are more flexible than conventional loans and in the current housing market are quite attractive to first-time home buyers. Many of these first-time homebuyers purchase units in condominiums, which serve as one of the primary forms of affordable housing for first-time homebuyers. For a purchaser to obtain FHA financing to purchase a condominium unit, the condominium must be on a list of FHA-approved projects. FHA recently implemented new guidelines for approval of condominiums. This article discusses what these new guidelines mean for existing condominium projects and what condominium associations must do to obtain FHA approval. |
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As Financial Sector Rebounds, New Laws Improve Confidence in Association Deposits |
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By Rafael Martinez
As the U.S. economy slowly puts itself on the road to recovery, consumers and businesses alike are still wondering if all is settled in the financial sector. After all, the recent woes of a seemingly immovable force like Goldman Sachs have once again given the American people a reason to pause and think about the safety of their investments and the integrity of the financial institutions that manage their assets. Though the broad landscape in the financial sector is certainly better than a year ago, several institutions are still bogged down by poor performing portfolios and are teetering on the brink and may or may not be around 6-12 months from now. Associations use financial institutions to deposit their operating and reserves funds and must pay special attention to the performance of their chosen institution and make note of their participation in government backed insurance programs. |
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Consumer Complaint Outlet Assists Associations in Fairfax County, Other local jurisdictions provide similar services |
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By Michelle Thompson
The Fairfax County Consumer Affairs Branch of the Department of Cable Communications and Consumer Protection assists consumers by providing advice and guidance on consumer issues, mediating complaints, developing and distributing educational publications and resources, and providing educational training and outreach. |
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Compliance with Federal Lead-Based Paint Requirements |
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By Kimberly Knight Wayland, Attorney at Law
As of April 22, 2010, contractors, renovators, community managers, painters, plumbers, carpenters, or anyone else who performs renovations for compensation in residential housing constructed before 1978, must comply with the Environmental Protection Agency's (EPA) new Lead-Based Paint Renovation, Repair and Painting requirements. Generally speaking, any activity that serves to disturb paint in residential housing and child-care facilities built before 1978, such as repair, maintenance, remodeling, plumbing, electrical work, carpentry, and window replacement is subject to the regulatory provisions. Approximately three-fourths of the homes built before 1978 contain some lead-based paint. Most commonly, lead-based paint is found on interior woodwork, exterior painted surfaces, doors, and windows. In 1978, the US Consumer Product Safety Commission banned the use of lead-based paint in housing. |
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Legislative Calls for Action - Your Response Matters! |
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By Shayna Rudick, CMCA, AMS
It's the middle of the day and your inbox is flooded. Out of the corner of your eye you see an email pop up. The subject header reads, "Legislative Alert - voice your support for House Bill 141." What do you do? Do you immediately delete the email? Do you read through it to learn how the proposed legislation might impact your community or you as an individual? Do you review the talking points provided? Do you decide that it is too much of a hassle to contact your representative? Or do you decide to respond and take action? Do you wonder how many people respond to these alerts and how effective the response is? If you're a community manager, do you pass it on to your board members and encourage them to respond? Or if you're a board member, do you share the alert with your community? |
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